{"id":21247,"date":"2026-05-08T20:11:23","date_gmt":"2026-05-08T18:11:23","guid":{"rendered":"https:\/\/novexadvocaten.be\/invordering-schulden-schuldeiser\/"},"modified":"2026-07-30T11:37:32","modified_gmt":"2026-07-30T09:37:32","slug":"debt-collection-creditor","status":"publish","type":"post","link":"https:\/\/novexadvocaten.be\/en\/debt-collection-creditor\/","title":{"rendered":"Debt collection: what are your options as a creditor?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">When a debtor fails to pay, as a creditor you have legal means to enforce your rights. Novex Advocaten assists companies and individuals with debt collection in Belgium.<\/p><h2 class=\"wp-block-heading\">Step 1: notice of default<\/h2><p class=\"wp-block-paragraph\">The first step is a formal notice of default by registered letter. In it, you summon the debtor to pay within a certain period of time, mentioning the legal interest and possible legal action in case of non-payment.<\/p><h2 class=\"wp-block-heading\">Step 2: summons before the court<\/h2><p class=\"wp-block-paragraph\">If payment is not made, you summon the debtor to the competent court (justice of the peace, Enterprise Court or court of first instance). Once judgment has been obtained, you can proceed to enforcement through a bailiff.<\/p><h2 class=\"wp-block-heading\">Seizure of wages or bank account<\/h2><p class=\"wp-block-paragraph\">With an enforceable title, the bailiff can seize the debtor's wages or bank account. Novex Advocaten will guide you through this process from A to Z.<\/p><p class=\"wp-block-paragraph\"><strong>0484 99 22 72 | asfour@novexadvocaten.be<\/strong><\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><ul class=\"wp-block-list\"><li><a href=\"https:\/\/novexadvocaten.be\/en\/lawyer-traffic-law\/\">Traffic Lawyer Brussels<\/a><\/li><li><a href=\"https:\/\/novexadvocaten.be\/en\/contact\/\">Contact Novex Advocaten<\/a><\/li><\/ul><p class=\"wp-block-paragraph\"><strong>Call: <a href=\"tel:+32484992272\">0484 99 22 72<\/a> | <a href=\"mailto:asfour@novexadvocaten.be\">asfour@novexadvocaten.be<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Wanneer een schuldenaar niet betaalt, heeft u als schuldeiser juridische middelen om uw rechten af te dwingen. Novex Advocaten begeleidt bedrijven en particulieren bij de invordering van schulden in Belgi\u00eb. Stap 1: ingebrekestelling De eerste stap is een formele ingebrekestelling per aangetekende brief. Hierin sommeert u de schuldenaar om binnen een bepaalde termijn te betalen, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100],"tags":[],"class_list":["post-21247","post","type-post","status-publish","format-standard","hentry","category-invorderingen"],"_links":{"self":[{"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/posts\/21247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/comments?post=21247"}],"version-history":[{"count":2,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/posts\/21247\/revisions"}],"predecessor-version":[{"id":22687,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/posts\/21247\/revisions\/22687"}],"wp:attachment":[{"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/media?parent=21247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/categories?post=21247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/novexadvocaten.be\/en\/wp-json\/wp\/v2\/tags?post=21247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}